What is a Blog and How Does it Work?


Blogs are now an integral part of the Internet world. Whenever we hear the word blog we know that it is something related to new technology, but the question arises, what is a blog?

Blog are online journals. They are used as short form of web logs which means a list of writings on the Internet. When all the writing is combined together to give it a look like a small website it is called a blog. A blog can be comprised of news, articles, personal diary pages, pictures, audios, video, company information, product to be sold, their advertisement and the list is endless.

There is one thing that you will see commonly in every blog and that is a chronological orders where the newer post (the content written in blog) appears in the front pages. Basically the fresh post will be above the last post that you have written. The basic purpose of doing so is to make readers acquainted with the updated content. Then, there is the archive list from where reader can go to the desired post as well.

How does a blog work?

The basic working of a blog starts from the content management system used to create that particular blog. This is where a blogger creates, designs, manages posts, manages comment and experiments with the blog. Basically this is the place where blog gets it’s look. There are also other popular online interfaces like WordPress, Blogger, etc. which give menu driven options to the user, but the basic functioning, is the same.? That is to help bloggers to mange blogs.

A blog gets its look through coding languages like HTML, PHP and CSS, but generally bloggers don’t have to go into these details as the content management system or the online interface give bloggers preset themes that are menu driven and can be designed as well edited easily.

These online interfaces give blogs their original themes, but these can be changed through other theme codes that are freely available on the Internet. These websites or other blogs provide theme templates and show you the demo version so it’s easier for you to choose and decide the type of look one wants for the blog. These themes are divided into various columns to make the appearance good and easy to surf. There are also some major inbuilt functions like an archive list, place to show author’s profile, option of receiving comments, labels for the post and options to show a popular or recent posts.

For blogs to work, the writer has to choose a proper subject and then write blog posts accordingly.

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Source by Patricia Fioriello

What Can I Do If I Get a Virus on My Computer?


If you suspect that your computer has a virus then it is very important to follow a few steps to make sure you do not encourage the spreading of the virus. Many people continue to use the computer as the virus works its way around causing damage so I am going to give you some tips on what to do when you get a virus.

What should you do when your computer gets a virus?

Turn off your computer

It is better to turn the computer off that has the virus on it until you know what action you are going to take. If you leave your computer on while you are deciding what to do, the virus could be causing havoc around your computer. Do not try to continue working on your computer when you suspect that you have a virus as you are just making the problem worse.

Scan your computer

The first thing you should do is use your anti-virus program to scan your computer. It would definitely be better if you did a boot time scan, which is a scan that is done before your registry files are loaded. If you do not have a virus program on your computer this would be a good reason why you have a virus in the first place. Now that you have a virus, you need to quickly get hold of a virus removal program to check your computer with.

There are many online computer virus scanners but I do not guarantee that any of these will definitely find your virus.

Think about what you did?

1. Did you recently download something on purpose or accidentally?

2. Did something unusual pop-up and ask you to download it and you said yes?

3. Did you recently open a suspicious e-mail?

If you can figure out and pinpoint if you actually helped with the infection of your computer then this will definitely help with solving your problem. For example if you did accidentally download something then you will know what to look for and what is causing the problem. This makes it easier when you are getting someone else to help you because you can explain a little bit about the problem.

Do not panic

When you do get a virus, or think that you have a virus, you should definitely not panic. If you are not sure what to do you should definitely turned the computer off and think about it. Think about how you were going to get help to get rid of this virus. Maybe you can go on another computer and research your problem without using the computer that has the virus on.

I personally like to prevent getting a virus in the first place as it can cause a lot of stress and worry.

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Top 5 Places to Buy Gold and Silver Online


When buying gold and silver as a hedge against inflation, it’s important to know the top gold and silver dealers online. In order to avoid getting ripped off, take my advice on these gold and silver dealers because I have dealt with most of them.

It is extremely important to note that when buying gold and silver as an investment, you only buy for the metal content. You do not want to purchase numismatic or rare coins because many of them carry a high premium over the spot price.

Since you are an investor of gold and silver, you will want to get as much metal as possible for the lowest price. A good thing to remember is to only buy bullion or gold and silver bullion coins.

Many coin dealers will try to sell you the rare and graded coins because they make huge premiums over the spot price. To avoid getting ripped off like I have been, buy only bullion coins and bars.

Now let’s talk about the top places to buy gold and silver online.

Monex

Monex has one of the nicest and user friendliest websites for gold and silver. They have very descriptive videos of each metal you may be investing in. Monex really goes out of their way to be informational about the products you are buying. Monex has a good selection of metals to pick from, but their inventory of bullion is a little lacking. Monex does give a list price of each item they sell.

The prices at Monex are a little higher than other places, but they score a 10 on their website design. Overall, Monex is worth the time to check out, at least if it’s only to take a look at the videos. You will learn a lot from the website alone, and you might just decide to go with Monex as your gold and silver dealer online.

eBay

eBay.com is a great place to buy your precious metals from. eBay has a huge marketplace for not only gold and silver, but practically anything you want to buy. The best thing about buying gold and silver coins on eBay is the gigantic selection.

You can find cheap deals if you shop around, and sometimes you can get silver coins for under spot price on eBay. I do use eBay to buy gold and silver, but for the most part their prices are a little more than I like to pay, unless you find a rare deal. Many times you can get free shipping on gold and silver coins if you choose the right seller.

Overall, eBay rates as a safe and viable choice to buy your gold and silver coins and bullion.

Bullion Direct

I have heard some good feedback about Bullion Direct, but I have never bought from them personally. Bullion direct has a descent inventory of metals, but their website is not as user friendly as Apmex or Monex.

You can direct your money into a Bullion Direct self directed IRA, but their prices on coins like the American Silver Eagle don’t hold up against the Apmex prices. If you have an IRA with an approved IRA custodian, you can invest your tax-deferred funds into gold and silver coins and bullion.

You will actually hold the physical metals, but they will be either stored in Bullion Direct’s vault or a company of their choosing to store your metals. An IRA through Bullion Direct is not a bad idea. It’s not a bad idea to buy physical metals from Bullion Direct, but there are other alternatives that might be more beneficial to your wallet.

Goldline

Goldline has a nice website and some good inventory to choose from. Goldline’s shipping and customer service ranks high in my opinion so it’s a good place to start. Goldline, like Bullion Direct, offers a precious metals IRA.

The only problem I see is that they do not quote the prices on their website. Unlike Apmex or Bullion direct, their prices are hidden and it says „call to order“. Glenn Beck from Fox News is a Goldline proponent and he advertises for them on his commercials sometimes. I like the fact that a familiar face is promoting the business because it makes me feel good about buying from them.

I seem to have gotten a good deal when buying from Goldline, but I’m just not crazy about the hidden price. Overall, I think Goldline is a stand up company and a good place to do business. You may want to call and get some price quotes before you commit to buying though.

Apmex

Apmex.com is by far my favorite place to purchase gold coins, silver coins, silver bullion, gold bullion, American gold eagles, and American Silver Eagles. Apmex has a large inventory of gold, silver, platinum, palladium, rare currencies, and precious metals IRA’s.

Apmex has great prices, the cheapest I have found, and they ship within a week usually. Apmex is constantly having sales and marked down items. Apmex also has great packaging of your product. They go over and above to make sure your items. Don’t get banged around.

Overall, Apmex has great price, super shipping, great discounts, and good customer service. I give Apmex.com an A+++.

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Source by Garrett L Strong

Is it Possible to Make Money Playing Xbox 360 Video Games at Home?


It is possible to earn money with the Xbox 360 console. You can make money from your home using your console. Many gamers are already earning a lot of money from their home. You can do it too.

There are already millions of Xbox gamers worldwide. Millions of gaming consoles are being sold every year and many more millions of gaming discs are sold at various outlets worldwide. It’s an an easy of getting some serious money from the comfort of your home. It’s very easy and every ordinary person can do it. There is no selling required so an average person will not have a problem using the method.

There is no selling involved. Many people would ask you to go to eBay and start selling some Microsoft games to earn profits. Let me tell you that there are already hundreds of sellers at eBay offering very cheap stuff imported directly from Asia. Selling things at eBay is very difficult now. What you need is a different method you can use. It should not be saturated and there should be enough room for more people to benefit from that method.

The market catering to the Xbox 360 gamers is huge. There are many opportunities to make money with your Xbox 360 console. Even as there are many people already taking advantage of this method, there is still enough room for more persons to use this to create a consistent income.

Some ideas are On Here about how you can make some serious money with the Xbox 360 gaming console:

1. You can test the games but you need to know how to do that and where to get the game testing assignments.
2. You can also do game previews but you can not do well if you do not know the proper methods and are not aware of all the steps required to successfully do the game previews.
3. You can write guides for various games. There are a lot of other ideas.

The amount you can possibly earn is huge. Check out the guide below to find out the exact step by step details using which you can make thousands of dollars every month with your Xbox 360 console.

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Source by Max Hitkor

IRS Payment Plans – How They Work


If you owe debt to the IRS and can not pay in full a payment plan or IRS installment agreement may be negotiated. While this may be a good option for you to avoid wage garnishment, tax levies, etc., generally the faster you pay off the debt the less fees and penalties you will be subjected to. Interest on these plans is usually 8% to 10% per year. If you owe $ 25,000 or less, you should be able to get an installment plan for 60 months, no questions asked. If you owe more than $ 25,000, you will have to negotiate with the IRS to get an installment plan.

Negotiating an Installment Agreement With the IRS

If you do Owe more than $ 25,000 the negotiating will begin with an IRS collector analyzing your Collection Information Statement on Form 433-A. This form will be used to determine the amount you are eligible to pay. When you fill out the form you should never agree to pay more than you can afford just to get your plan approved. When negotiating, you should offer to pay the amount of your income minus your necessary living expenses. If the IRS approves an installment agreement, it may take several months to notify you, but it is a good idea to send a first payment (and 2nd and 3rd and so on) until the IRS notifies you of its decision. If your offer was refused, the payments will still go to your unsettled tax debt.

If the IRS did refuse your offer, it is probably because they do not consider all of your living expenses necessary. Not that you should give up everything, but try and be a little flexible here. Also, if the information you provided on form 433-A was inaccurate or you failed on a different installment agreement you may also be refused your payment plan. If your first offer was rejected, for whatever reason, you may continue to negotiate. The amount you offer is up to you, but be realistic. If you get the installment plan approved there are a few things that can have it revoked such as:

  • You fail to file your tax returns
  • You miss a payment (if you do miss a payment you should notify the IRS ASAP)
  • It is discovered that your installment agreement was filed under false pretenses

IRS Fees Associated With IRS Agreement Plans

The user fee for new installment agreements is $ 105 and $ 52 for agreements where payments are deducted directly from your bank account. Taxpayers with income at or below established levels, can apply for a reduced fee of $ 43. Information about requesting the reduced user fee will be included in installment agreement acceptance letter sent to individuals.

There is also a user fee of $ 45 for reinstating defaulted agreements or restructuring existing agreements. If you already have an approved installment agreement from a previous tax debt and your financial situation has changed, we may be able to modify or restructure your installment agreement to include additional amounts owed into one agreement.

Professional Help With IRS Payment Plans

If you do not feel comfortable negotiating a debt payment plan with the IRS or are not ’sure if it is the best option for you you should contact a tax lawyer who has experience dealing with IRS. A lawyer with this experience can be helpful in the regard of knowing exactly what steps you should take because of your individual situation. They may be able to help you avoid a great deal of hassle and may help avoid additional fines and interest, or even such penalties that you may not be obligated to serve in the first place.

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Source by Nik Giancana

The Future of Financial Services


The ease of making financial transactions and financial services in general, had first been revolutionised when telegraph companies introduced wire transfers. But with the coming of new age financial services like Bitcoin and Ripple, it is the time we address the question of what the future holds for the financial services of the world.

Traditional Wire Transfers

Let us begin by first taking a look at how things have been going on for these past 150 years since wire transfers were first introduced. Transferring funds using a wire transfer method via a bank is not a single step process but a multi-step process. It is like this:

  • The sender approaches his or her bank and orders the transfer of funds to an account. Unique codes like BIC and IBAN codes are provided to the bank by the sender so that the bank knows exactly where the funds need to be transferred.
  • The sender’s bank contacts the receiver’s bank by sending a message through a security system, such as Fedwire or SWIFT, signalling it that a transfer needs to be made. The receiver’s bank receives this message, which includes settlement instructions as well, and then asks the sender’s bank to transfer the amount specified in the message.
  • The sender’s bank now transfers the amount. This is not done in one go but bit by bit, so it can take anywhere from a few hours to a couple of days for the entire sum to be transferred.
  • To make the transfer, the two banks must have a reciprocal account with one another. If that is not the case, the transfer is made through a correspondent bank that holds such an account.

As one can see, this form of transfer relies overly on a mediator, takes more time than it should, and can prove to be costly as the banks charge some fee for their service. Distributed currencies like Bitcoin provide a viable alternative to this process.

Decentralized Currencies

What sets services like Bitcoin apart from traditional services is that they do not rely on a central mediator but rather operate using cryptographic protocols. The process is therefore faster, simpler, and much more efficient. The system is quite transparent to both end users as well while traditional systems are susceptible to fraud due to the complex process involved.

However, there is a downside to this too. With services like Bitcoin, it is simple to trace a transaction back to each unit value’s creation.

Solution? A Common Ground

More and more people are opting for services like Bitcoin and peer-to-peer mobile transfers, where a network operator could help users transfer funds by simply sending an SMS. Although these are indeed more efficient, they are a long way from global acceptance because there are many who still do not have bank accounts, plus there is the issue of limited user identification in such services.

What would be ideal for everyone is if banks could tap into the potential of decentralized currencies and overlap the source code of services like Ripple on their existing system to form a hybrid of the two. It would kill two birds with one stone as:

  1. Decentralized currency systems provide more efficient transfers
  2. Bank systems ensure only registered users access the service, taking away the possibility of foul play.

Conclusion

The world has come a long way since the last time an indigenous financial service system was introduced. There is definitely a crying need to improve this traditional service and decentralized currencies like Bitcoin have shown them the way.

Although these are two different services and proper cyber security measures with their own shortcomings, if they were to be applied together, they could fit each other’s gaps perfectly, making for a system that revolutionizes the financial service system again.

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Source by Raza K

Can You Really Make Money With Solar Power?


What’s the real truth behind all those ads?

Just searching around online for information about solar power, solar energy, and installing solar panels on your own home, you’ve probably run across many claims which say you can earn money from solar power. So is it true? Yes … sort of.

You see, it’s not nearly as cut and dry as many advertisements would lead you to believe. There is a process involved, and for most people it requires extensive investments before you can actually start „making money“ from the solar power you’re generating.

It’s becoming a well known fact that installing solar panels on your home can drastically reduce your electricity bills. In fact, if you install enough of them, you can eliminate your monthly electric bill entirely. And if you happen to generate extra electricity … and you live in the appropriate place … you might be able to get „paid“ for the solar power you generate.

The catch though, is that you have to be generating more power from your solar panels than you actually use.

Most residential solar installations only provide part of the total household electric usage, because installing a large enough solar panel system to cover the entire load can cost upwards of $ 10,000. And even though building your own solar panels is much less expensive at an average of about $ 200 per panel, many standard size households in the United States need 10-20 panels just to get close to covering their own electricity usages each month.

Here’s how the reality tends to work for most American families:

1. They install a small, starter solar panel system that’s relatively inexpensive. This system helps them reduce their overall monthly electric bill, but in most cases the starter system only provides enough electricity to reduce the bills by 30% -50%.

Larger reductions can be obtained easily of course, simply by installing a larger solar panel system right from the start. Not everyone can afford that large initial investment though, so they go with a starter system instead.

2. Over time the family may add to their home solar panel array. As you add solar panels, you continue taking more of the load off of public electricity needs. This of course continues lowering your electricity bills.

3. If the family continues investing in additional solar panels over time, they will eventually reach the point where they are providing 100% of their own home’s electricity needs. This is when the public electric bill is hopefully at $ 0.00 per month year round.

That point the At, the if the family wants to start „earning money“ from hwy solar power ’s installation, they ‚re will need to Reduce hwy power ’s own consumption, install more solar panels, or both. The only way they can earn money directly from this investment is to generate extra electrical power which can be sold back to the public electric company.

Not all electric companies will actually „buy back“ the power you generate either. In fact, most of them simply give you energy credits which can be applied to your existing utility bill. In most cases if you have no electric bill to pay though, those credits can be cashed in a few times each year, for a partial part of their value.

So before you decide to install solar panels as a way to make money, evaluate your true situation first. Figure out how much electricity your family uses on average, and use that figure to know how many solar panels you’ll need to buy. Calculate that cost first and if you’re still determined to try and make money from this venture, research your local laws. Also be sure to talk to your local power company so you’ll know their policies and restrictions before you invest more money than you need to.

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Source by Kathy Burns-Millyard

How to Buy Gold Anonymously


In times of crisis many people turn to gold. The metal is proven to retain its value over the years, and for this reason it is makes a great reserve, something secure to fall back on when all else fails. For the same reason many people also like to purchase gold anonymously. Surely it is better, if government laws change or if you are sued, that nobody knows where your gold is?

Buying gold through BullionVault (or similar)

It is certainly possible to buy gold bullion online quite easily or even to have it delivered to your house. The trouble is, you will have to hand over your personal details to the vendor, such as a passport or certified copy. Any authority interested in your assets will then without difficulty find out that the gold is yours, because the vendor is obliged to tell them.

Buying gold anonymously

Instead this article focuses on how to buy gold anonymously. The first step is to open an offshore bank account, which can be done in a matter of minutes. You will have to show identification, such as a passport or proof of address – but this will never be revealed to anybody, it remains secret between you and your offshore banker.

The next step is to purchase the gold. Since you already have an offshore account, you can buy your gold in the name of the offshore banking house. There are two advantages here:

1) The gold purchase is completely private. Nobody except you and the banker needs to know that you purchased this Gold.

2) Since you are buying the gold through the banker who is already an established client of multiple gold vendors, you can buy and sell your gold at a better rate. The banking house makes no profit on the purchase or sale of said gold.

Now what?

At this point you can have the gold physically delivered to you, although this will incur significant charges, or merely keep it in a secure AAA rated depository. The banker will not charge you anything extra for these services, but will merely pass on charges incurred by the vault.

Gold Diamond Elissian Buying in this way not only maintains your privacy – very important ’s for some, but can Also workTel out cheaper, DEPENDING on how much you buy gold Diamond Elissian. In addition you will always have your offshore account, so if you tire of gold, you are free to invest in something you judge more profitable – anonymously.

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Source by Patrick Winters