5 ways to safeguard your cashflow

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Money or hard cash is an important element of any profit generating organization. An organization’s resources produce income, which alternatively generates cash inflows. These cash inflows are employed for numerous reasons – to payoff creditors, to pay employees compensation, reward shareholders, replacement of technologies and resources, and provide for growth.

Cash is unique and important since it is the only asset that is easily convertible into any other type of asset. Hence, it is also the most commonly desired asset in any organization. But, on the other hand, cash is also the asset that is for the most part at risk to fraud and abuse. Consequently, management must make sure that sufficient controls and safeguards have to be in place to eradicate any unlawful transactions with cash.

Luckily, there are methods management can safeguard the cash produced by its organization. Following are the methods that will facilitate management to avoid losses because of human error or theft:

  • Monthly bank reconciliation
  • Separation of duties over cash handling
  • Liability for cash shortages
  • Authoritative cash disbursement
  • Internal audits

Monthly bank reconciliation – Monthly bank reconciliation will facilitate to make sure that the amount produced by an organization is consistent with bank records. Moreover to this, an independent evaluation by management will give an additional safeguard.

Separation of duties over cash handling – In order to eradicate any unauthorized transactions with cash, every organization must ensure that there is sufficient separation of duties over cash handling. Separation of duties will stop an individual from committing and concealing fraud and abuse.

Liability for cash shortages – If supervisors know that they will be held liable for a cash shortage, they will be provoked to keep a close eye on how cash is employed within their departments. And, management should hold supervisors liable for cash shortages.

Authoritative cash disbursement – Management should employ a method to track cash usage. And in order to do this, management must let cash to be pay out only through checks issued by authorized signatories.

Internal audits – Every organization must have to conduct internal audits on a regular basis. An internal audits, whether it is conducted by an internal audit staff or an outside auditing firm, will help to identify how efficient and precise the operation is and tell you whether or not any enhancement are needed.

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Source by john irron

Architecture Of Ancient Greece

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The traces of ancient Greek architecture can be traced back to the 8th century BC. Since the ancient Greek buildings were made up of clay, wood or mud-brick, no remains have been found of them barring a few ground plans. In fact, almost no sources or descriptions exist about the embryonic Greek buildings. However, most of our present day knowledge about Greek architecture comes from the late archaic period, also known as the Periclean age.

Temples
The temples of ancient Greece were the biggest and most beautiful. They also had a political purpose as they were often built to celebrate civic power and pride, or offer thanksgiving to the patron deity of a city for success in war. Other architectural forms used by the Greeks were the tholos or circular temple, of which the best example is the Tholos of Theodorus at Delphi dedicated to the worship of Athena Pronaia; the propylon or porch, forming the entrance to temple sanctuaries.

The most knowledge about ancient Greek architecture comes form late archaic period (550 – 500 BC), the Periclean age (450 – 430 BC), and the early to pure classical period (430 – 400 BC). Examples of Greek architecture can be drawn from Hellenistic and Roman periods and from written sources such as Vitruvius (1st century).

Although the ancient Greeks erected buildings of many types, the Greek temple best exemplifies the aims and methods of Greek architecture. The temples were quite different from the modern day church as the altar generally stood in front of the open sky, directly in front of the temple. The temples generally served as storage places and the inner rooms of the temples were mainly strongrooms.

In addition to temples, the Greeks also built a number of other kinds of structures. Their public spaces included monumental tombs; agoras, in ancient Greece, the public square or marketplace of a city.

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Source by Jeff Walker

What’s the Difference Between DS3 and T3 Bandwidth?

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Don’t be confused about the difference between DS3 and T3 circuits. These terms are really synonymous. Instead you should focus on what they can do for you…and the best scenarios for application.

Digital Signal (DS) is a system of classifying digital circuits according to the rate and format of the signal (DS) and the equipment providing the signals (T). DS and T designations have come to be used synonymously so that DS1 implies T1, and DS3 implies T3.

A DS3 line (also known as a T-3) is an ultra high-speed connection capable of transmitting data at rates up to 45 Mbps. A DS3 line is equal to approximately 672 regular voice-grade telephone lines, which is fast enough to transmit full-motion, real-time video, and very large databases over a busy network. A DS3 line is typically installed as a major networking artery for large corporations and universities with high-volume network traffic. Other example applications include large call centers, enterprise wide VoIP and IP PBX systems, Internet service providers, research labs, video conference centers and software development companies. A DS3 is the second fastest, non optical connection offered in North America. A DS3 line is comprised of 28 T1 lines, each operating at total signaling rate of 1.544 Mbps.

DS3 circuits provide businesses and Internet Service Providers (ISPs) with up to 45 Mb/s of dedicated Internet connectivity. This is an ideal solution for users who have outgrown their T1 connections and are in search of unlimited, high-capacity access. A DS3 line actually consists of 672 individual channels, each of which supports 64 Kb/s. DS3 lines are extremely high bandwidth connections into a carrier’s backbone. They typically include SLAs (Service Level Agreements) that guarantee uptime and performance.

The DS3 signal itself is composed of 28 DS1 signals and is constructed using a two-step multiplexing process. First, the 28 DS1 signals are multiplexed into seven DS2 signals. Second, the seven DS2 signals are multiplexed into one DS3 signal. Each multiplexing step uses bit stuffing to handle the different input frequencies. Overhead bits provide alignment, error checking, in-band communications, and bit stuffing control information.

Line rate: 44,736,000 b/s

Signals: 7 DS2 signals = 28 DS1 signals

Overhead bits:

56 bits total/frame

F-bits (framing) 28 bits/

M-bits (multiframing) 3 bits/

C-bits (stuffing) 21 bits

X-bits (message) 2 bits/

P-bits (parity) 2 bits/

Data bits between overhead bits 84

A DS3 connection is comprised up of two monthly charges: the local loop and the port charge. The local loop charge is the cost of the circuit provided by the Local Exchange Carrier (LEC) that allows DS3 access into the carrier’s network. The loop charge is based on the distance from the customer’s location to the edge of the carrier’s network; the farther the customer is from the network, the more the loop will cost. Nearly every carrier prices loops differently so it is in your best interest to price DS3 service with several providers to ensure that you get the best deal.

DS Internet Access is the ideal solution for businesses that require high-bandwidth access at a reduced price. Whether you host high-traffic Web sites, support Web hosting or need high-capacity bandwidth on an as-needed basis, there’s a level of DS3 service (Full or fractional) that will meet your needs. Fractional to full DS3 or T3 circuits run from speeds of 3 Mbps up to 45 Mbps.

For customers that require more bandwidth than a T1 line can provide but do not yet require the capacity of a full DS3 line, a fractional DS3 connection is the ideal solution. A fractional DS3 is similar to a full DS(T)3, only with some of the channels turned off. This reduces the total monthly cost and provides additional capacity that can be turned up in a matter of days. Unfortunately, the DS3 (T) loop is still required for this service.

If a full DS3 line is more bandwidth that you really need, it is also possible to get Fractional DS3, which gives you a portion of full DS3 bandwidth at a lower cost. Of course, DS3 is also available in multiples to increase bandwidth, similar to bonded T1 service.

DS3 service can be deployed for a wide verity of applications. The most common uses are DS3 point-to-point, DS3 internet, DS3 frame relay, DS3 voice and DS3 VPN. The pricing for these connections varies widely depending on the carrier, location of service and the application for which the connection is being used. Visit DS3 Bandwidth Solutions to obtain current „real time“ rate quotes for your location.

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Source by Michael Lemm

School Software by Stellar Data Solution

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With the increase in complexity the manual management of School Administration has become difficult. Skoolmanager is software by Stellar Data Solution Pvt. Ltd also called as school software, has been developed to reduce redundancy, inefficiency, mismanagement from any department of school. Skoolmanager, a school administration software has been automates the process of admission, attendance, fee, timetable in such a way that user with a little computer knowledge can do all this in an efficient manner. School administration software comprises 12 models that automate all the departments of educational institution. With school software, School administration can get any real time information. School administration software is an error free software that has been designed in such a way that it take cares all the necessities of the educational institutions.  School administration software comprises 12 distinct modules that automate all the departments of school. School administration software can also be used for academy management, College administration or any other educational institute management. Owing to its special and best features Skoolmanager is also called as an ERP of School. School administration software is flexible, easy to use, and cheap has been developed by an expert team of Stellar Data Solutions Pvt. Ltd. Provides a comprehensive solution to the entire problems in the way of efficient and easy management of every department of the school. School software is very much helpful for teachers because teachers can handle student attendance, grading or marks obtained by various students in a class in an efficient way. 

School administration software is also helpful in library management. Librarian can handle the library efficiently without any manual management. Librarian can keep track record of the books issued to students, remaining books in the library. With school software any addition or deletion of book in library stock is quite easy. 

School administration software is also helpful for time table management of school. It helps in allocation of subjects to teachers, number of lectures that teacher schedules to deliver. With School administration software you can mention the exams held in your school and grade or marks obtained by each student in the examination.  

Payroll management is a big burden on HR department of school. School software has been integrated with the best features that it automatically calculates the working days, salary cut or any other deductions like PF etc. The Fee Module of School administration software 2.7 is the one of the most automated fee calculation module available in the market. It automatically calculates fee, pending fee, deductions or concessions, the varying mode of fee payments.

School administration software is also helpful for inventory purpose. All the wear and tear of the school can be calculated automatically and it also presents a very clear picture of profit and loss. That’s why school software By Stellar Data Solutions is also called ERP of School or any educational institute. Yet there are other school administration software’s available in the market but Due to its special features like flexibility, cheap price, and easy to use, error-free skoolmanager has an edge over others. Our world wide customers are very happy with the use of our software. For More details Contact us at: http://skoolmanager.com/contact_us.php

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Source by Sukhdeepak Singh

Find Out the Best Litecoin Brokers

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Searching the best litecoin brokers that can help you through your trading can be a daunting task; however, with the help of the litecoin brokers reviews you know which the brokerage firms that you can trust are. Litecoin, a decentralized online currency, can be used to purchase internet services, such as website development or goods, etc. with ease.

Litecoin also provides merchants with a safe and easy way to accept money, as there are no fees when sending or receiving funds. It is like Bitcoin, another digital currency that is making a lot of news. Here users will also find that all payments are recorded via an online system, otherwise known as the blockchain.

Needless to say litecoin very much like Bitcoin enables the payment receiver to immediately verify the payment and the user, without having to research it all by hand. The best litecoin brokers can be extremely helpful for you if you are trading the digital currency and wish to make profits buying and selling in whatever amount.

As it appears crystal clear that whatever the traders or ordinary users need, litecoins can be a great way to make online purchases. For instance, the digital currency can help them protect their own finances by protecting them from inflation and other external influences that might affect the value. Thus, litecoin has emerged as a real valuable option for money.

Best Litecoin Brokers with Attractive Offers

As litecoins can be used worldwide, by anyone, these are also being used as trading assets by a lot of traders. However, as there are only a few brokerage firms that offer litecoin trading, it is important for traders that they find only the best litecoin brokers. Like using Bitcoin is easy, the traders also expect that the best litecoin brokerage firm also offers cheap brokerage charges.

The fees experienced by Litecoin users are significantly lower when compared to that of credit card companies and bank transfers; however, trading becomes expensive if done with the brokerage firm that has higher brokerage charges. Litecoin trading can become a costly affair if the brokerage charges are unaffordable.

Similarly, it is worth noting that there will only ever be 84 million litecoins, so you don’t need to worry about inflation that may affect the overall value of the currency the traders have. Needless to say many people make exchanges using litecoins, with millions of trades happening every day.

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Source by Andrew Jones

The Top 3 Reasons to Stay Away From Forex Robots

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It seems like everybody in the forex trading world is absolutely fascinated with forex robots. People are either spending thousands of hours trying to create one or thousands of dollars buying one. After all, who would not want to make money forex trading, without having to do the actual work. But there are a few things wrong with forex robots:

1) The markets are just too complicated . The forex market is just not (for a lack of a better word) programmable. You can not insert a piece of software to trade for you on autopilot and expect to become rich overnight. Trading is a little more intricate than that. More traders need to start getting off of this „mechanical“ mindset.

2) Do not You Think There Would Be More Success Stories? It seems to me that if most of these forex robots worked, there would be a higher percentage of traders having success in the market. As it stands right now, 95% of forex traders are losing money. If there were traders who were using the same trading robots and using the same parameters for entering and exiting a trade, would not it stand to reason that more people would be successful? After all, there are no emotions involved, and everybody is trading off the same entries and exits.

3) You Can not Trust Your Broker . Let’s face it. We all need our broker, but I would not trust mine as far as I could throw them. When you use a trading robot, you are not in control of your own trades. This means that you have to be able to trust the broker to enter and exit trades according to your automated robot. That is what I like to call a giant leap of faith. In fact, I suggest you look at all the forex forums that are out there and see how many traders have demoed a given forex robot, and had a lot of success, but when they used that robot to trade for real money, all of a sudden they were losing pips. It’s funny how that works, does not it?

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Source by John Templeton

The Account or Ripple Wine

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Ripple wine is an affordable and fortified wine firstly popularized in the Sixties & Nineteen Seventies. It had been produced by E & J Gallo Winery and was favored for its small price and high alcohol element. It is generally considered with other low-cost prepared wines as being among those that are used in order to attain drunkenness. This kind of wine has a sentimental value for those who had their first experience of wine from rippled glass bottle and in this way it got added with Ripple in its name, it doesn’t matter what repute it has.

Ripple wine reached the peak of its acceptance in the Nineteen Seventies and was commonly utilized by common people. It was talked in pop culture of the time and made its existence into many movies and TV channels. It functions quite a lot of sweetie and synthetic dyes and flavors, and boasted an alcohol element of nearly 20 percent, which makes it a favorite among those trying to find a buzz.

It carries a standard status among popular wine due to its attractiveness among the drunks. It was also favored by immature drinkers who could with no trouble get their much loved condition of drunkenness from just one bottle of Ripple.

The wine came in a wierd array of tastes, together with Pagan, Ripple Ruby, and Champipple, which was a blend of flavored wine and champagne. These essence are fairly just like wine coolers and were manufactured to mask the powerful alcohol savor of the wines.

Unlike exceptional wines, high end dinning table wines and festive libations, these wines weren’t designed to be drink with foods. They weren’t exceptionally savory and did not bear any of the traits of exceptional aged wine. Getting intoxication by spending less cash is the principle service by them.Comparable stuffs are available in marketplace but the the initial wines are usually not manufactured these days. MD 20/20 is perhaps probably the most much like Ripple accessible in the stores nowadays. The wines created with the MD 20/20 brand are correspondingly sweet and high in alcohol based element. Furthermore their names are usually unique, recognized and informal.

While Ripple wine will never be exalted among the wine admirer unity, it absolutely bears its space in the narration of wine. The occasional sealed bottle can still be present in sales and the like, and the empty rippled glass bottles that once held equipped wine can take a good value at auction as well.

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Source by Justin Cooper

What is a Blog and How Does it Work?

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Blogs are now an integral part of the Internet world. Whenever we hear the word blog we know that it is something related to new technology, but the question arises, what is a blog?

Blog are online journals. They are used as short form of web logs which means a list of writings on the Internet. When all the writing is combined together to give it a look like a small website it is called a blog. A blog can be comprised of news, articles, personal diary pages, pictures, audios, video, company information, product to be sold, their advertisement and the list is endless.

There is one thing that you will see commonly in every blog and that is a chronological orders where the newer post (the content written in blog) appears in the front pages. Basically the fresh post will be above the last post that you have written. The basic purpose of doing so is to make readers acquainted with the updated content. Then, there is the archive list from where reader can go to the desired post as well.

How does a blog work?

The basic working of a blog starts from the content management system used to create that particular blog. This is where a blogger creates, designs, manages posts, manages comment and experiments with the blog. Basically this is the place where blog gets it’s look. There are also other popular online interfaces like WordPress, Blogger, etc. which give menu driven options to the user, but the basic functioning, is the same.? That is to help bloggers to mange blogs.

A blog gets its look through coding languages like HTML, PHP and CSS, but generally bloggers don’t have to go into these details as the content management system or the online interface give bloggers preset themes that are menu driven and can be designed as well edited easily.

These online interfaces give blogs their original themes, but these can be changed through other theme codes that are freely available on the Internet. These websites or other blogs provide theme templates and show you the demo version so it’s easier for you to choose and decide the type of look one wants for the blog. These themes are divided into various columns to make the appearance good and easy to surf. There are also some major inbuilt functions like an archive list, place to show author’s profile, option of receiving comments, labels for the post and options to show a popular or recent posts.

For blogs to work, the writer has to choose a proper subject and then write blog posts accordingly.

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Source by Patricia Fioriello

Bitcoin Payment Becomes Competitive Wedge in the Global Online Gaming Industry

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Ever wondered why innovative technology strives to be exploited in the adult entertainment and online gambling industries too? An exaggerated competitive market environment and the strong willingness to try anything in the quest for maximum traffic have made the online gambling industry an early adopter. Apparently, the advancements that have already been implemented in the field are sure to go on to become core features in more mainstream commercial applications in the near future.

From bold use of multimedia, advanced scripting languages, and most importantly, the even payment technologies, the online gambling have led the way and have started experiencing innovations. The new digital currency has completely taken over the old payments paradigm and there is no surprise that has gained enough traction in the online gaming world. Bitcoin payments have no wonder now become the most preferred competitive wedge in online gaming industry and for all good reasons. Bitcoin is picking up momentum in online gaming industry in not just some specific parts of the world, but throughout the globe.

In many sidebar conversations, the Bitcoin technology has gained significant appreciation for the additional unwanted scrutiny from gaming regulators and the fact that players aren’t actually demanding it for their obvious reasons. A great section of industry upstarts do not actually feel worried by any concerns as the player identity has already become a requirement so the money laundering can be avoided wherever possible. The market experts strongly believe that the Bitcoin enhances the privacy on the customer-facing side majorly thus allowing the players to play with a relaxed mood and mind.

Bitcoin has successfully become a way to radically differentiate from others and grow into the growing universe of bitcoin users. Bitcoin is the ideal digital casino chip of the next generation and has a plethora of advantages. Here is a sample of its extraordinary benefits to gamblers:

  • It is accepted in over 70+ countries which cannot be reached by Visa, MasterCard, and PayPal. It also benefits markets with comparatively weak banking penetration.
  • It does not favor any disallowed or blocked merchant category codes (MCCs) which are typically seen with the usual centralized payment networks.
  • Bitcoin’s public ledger is decentralized thus there are no chances of a politically-motivated payments embargo or confiscation.
  • Bitcoins payment eliminates the costly merchant charge backs and fraudulent transfer that often cheap people in numerous ways.
  • It is a great way to realize dramatic savings on processing fees that approach zero.

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Source by Anna Mon

What is the Gold Krugerrand Price Today?

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The South African gold Krugerrand coin was the first gold coin that contains exactly one ounce of pure gold, which makes it the best known of modern bullion coins. As a matter of fact, gold Krugerrand coin has always been one of the most available and best-priced coins of its type in the market. There are thousands of gold Krugerrands bought and sold at the gold dealers stores or online everyday, making Krugerrand one of the most popular Gold Coins among investors and collectors. So what is the Krugerrand Price today?

First minted in 1967 by the South African government, the gold Krugerrand coin is the first coin to be valued at the current market value of 1 troy oz. gold. In other words, the krugerrand coin didn’t have monetary value imprinted on it. Its value is based upon the market value of one-ounce 22 carat gold it contains. Once the gold price fluctuates in the market, the price or value of Krugerrand changes correspondingly. For instance, the 1oz krugerrand price would be around $700 when the market value of gold is $700. If at the time, the gold price jumps up to $900, the 1oz Krugerrand price would increase to $900 accordingly.

Besides the “spot price” indicated above, you have to add premium for the Gold Coin when estimating the gold coins prices. Gold Krugerrands, like Mexican 50 Peso gold coins, usually carry small premiums from 5% to 10% depending on the coin sizes and purchase quantity. Usually 1 oz Krugerrand coins carry the smallest premium, while the smaller fractional sizes coins (1/2 oz, 1/4 oz and 1/10 oz) carry higher premiums.

Because of the recent world economy in turmoil, more and more smart people turn to gold investment as a way to protect their personal wealth instead of buying stocks. The current market trend shows that the  Krugerrand Price  might continue increasing, making it a safe investment especially for small investors. I recommend you checking out KrugerrandGoldCoins.com. It is a specialized Gold Krugerrand for Sale site, offering a great selection of Krugerrand Gold Coins for sale. This website makes finding your dream Krugerrand Gold Coin a million times easier. Be sure to try this website before you buy.

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Source by Wilson Snyder