Reviews of ICO (Initial Coin Offerings)

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What is the Definition of ICO?

Initial Coin Offering (ICO) is a crowdfunding method used by new cryptocurrency companies to raise capitals. In ICO, some percentages of the newly issued cryptocurrencies are sold to people who are interested in supporting the project. They are sold to exchange for other established cryptocurrencies such as Bitcoin, Fiat and Ether.

Backers purchase the new cryptocurrency with an intention to make a profit when it increases in value. It is similar to the principle of people making a profit when the share they bought at the stock market increases in value. ICO is different than purchasing shares at a stock market because you don’t get a share of the ownership right when you invest in the new tokens.

Brief History on ICOs

In the beginning stage, ICO was conducted by companies such as Mastercoin, Ethereum and Karmacoin. Ethereum conducted one of the biggest ICO in 2014 by raising a total of $18 millions in the early stage of 2014. They break the record by raising 3,700 Bitcoins which is equivalent to $2.3 million dollars within the first 12 hours of the campaign. Kik conducted the first mainstream ICO in September 2017 but the project was interrupted by a phishing scam via the circulation of a false URL in the social media. Ripple sold $1 billion worth of XRP tokens to investors in exchange for bitcoins and fiats in 2013.

Today, ICO sales have become increasingly popular with around 50 token sales being conducted every month. Starting from 2017, ICO has been growing at a fast pace with at least $2 billion worth of token sales successfully conducted. This proves that it is not going to be a temporary method used by new cryptocurrency company to raise funds but it is here to stay for long term.

Nowadays, ICO token sale is so popular that at least a few ICO begins every day. It has been predicted that over $4 billion worth of token sales will be conducted this year. Genesis Vision, a Russian based company, conducted an ICO campaign that runs from the 15th October 2017 to the 15th November 2017. They manage to raise a total of $2.3 million in the token presale.

How Does ICOs Fundraising Work?

A cryptocurrency company that wants to raise capitals through ICO must provide a few details including project description, project purpose, amount need to be raised, percentage of tokens the company will keep, types of virtual currencies accepted, and the timeframe of the ICO campaign. Backers who are interested can email the seller and ask for more details of the project before performing a transaction. If they successfully raise the amount for the campaign, they will carry out the scheme to complete the project. If not, they will return the money back to the backers.

How Scammers Use ICO to Carry Out Fraud?

ICO can be conducted to help raise funds for various types of businesses and charity organization. It has also been used as a tool by scammers to conduct frauds. Scammers would use means to increase the ICO value temporarily and abandon the project afterwards to make a quick profit. Scams happen because of the lack of regulation by the government. Just like any investment, there is a risk when coming to invest in the initial coin offering.

No statistic on the company that runs the ICO is given so it is hard to make a prediction. Backers usually would only check out data such as who will receive the collected money, and the social media profile. To make a successful investment in ICO, one needs to be patient and willing to spend time to conduct research on the company.

Conclusion

In conclusion, ICO has helped many startups to raise the funds they need for their projects. With ICO, startups can easily raise a large amount of money within a short timeframe of just a few seconds or minutes. Entrepreneurs will continue to take advantage of ICO to raise capitals until it comes under government regulation.

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Source by Zirkon Kalti

Getting Started With Crypto

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Investing in the Crypto Currency market space can be a little daunting for the traditional investor, as investing directly in Crypto Currency (CC) requires the use of new tools and adopting some new concepts. So if you do decide to dip your toes in this market, you will want to have a very good idea of what to do and what to expect.

Buying and selling CC’s requires you to choose an Exchange that deals in the products you want to buy and sell, be they Bitcoin, Litecoin, or any of the over 1300 other tokens in play. In previous editions we have briefly described the products and services available at a few exchanges, to give you an idea of the different offerings. There are many Exchanges to choose from and they all do things in their own way. Look for the things that matter to you, for example:

– Deposit policies, methods, and costs of each method

– Withdrawal policies and costs

– Which fiat currencies they deal in for deposits and withdrawals

– Products they deal in, such as crypto coins, gold, silver etc

– Costs for transactions

– where is this Exchange based? (USA / UK / South Korea / Japan…)

Be prepared for the Exchange setup procedure to be detailed and lengthy, as the Exchanges generally want to know a lot about you. It is akin to setting up a new bank account, as the Exchanges are brokers of valuables, and they want to be sure that you are who you say you are, and that you are a trustworthy person to deal with. It seems that „trust‘ is earned over time, as the Exchanges typically allow only small investment amounts to begin with.

Your Exchange will keep your CC’s in storage for you. Many offer „cold storage“ which simply means that your coins are kept „offline“ until you indicate that you want to do something with them. There are quite a few news stories of Exchanges being hacked, and many coins stolen. Think about your coins being in something like a bank account at the Exchange, but remember that your coins are digital only, and that all blockchain transactions are irreversible. Unlike your bank, these Exchanges do not have deposit insurance, so be aware that hackers are always out there trying everything they can to get at your Crypto Coins and steal them. Exchanges generally offer Password protected accounts, and many offer 2-factor authorization schemes – something to seriously consider in order to protect your account from hackers.

Given that hackers love to prey on Exchanges and your account, we always recommend that you use a digital wallet for your coins. It is relatively easy to move coins between your Exchange account and your wallet. Be sure to choose a wallet that handles all the coins you want to be buying and selling. Your wallet is also the device you use to „spend“ your coins with the merchants who accept CC’s for payment. The two types of wallets are „hot“ and „cold“. Hot wallets are very easy to use but they leave your coins exposed to the internet, but only on your computer, not the Exchange server. Cold wallets use offline storage mediums, such as specialized hardware memory sticks and simple hard copy printouts. Using a cold wallet makes transactions more complicated, but they are the safest.

Your wallet contains the „private“ key that authorizes all the transactions you want to initiate. You also have a „public“ key that is shared on the network so that all users can identify your account when involved in a transaction with you. When hackers get your private key, they can move your coins anywhere they want, and it is irreversible.

Despite all the challenges and wild volatility, we are confident that the underlying blockchain technology is a game changer, and will revolutionize how transactions are conducted going forward.

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Source by Martin Straith

Benefits of Using Bank Debit Cards Instead of Credit Cards

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Millions of individuals have traditional cards and see them as a convenient way to pay for purchases. In contrast, some people prefer a debit card instead. If you are wondering what is the difference between using a traditional card and a debit card, keep reading.

The main paying difference between using a traditional card and a debit card is that if you do not have enough cash in your account to cover your purchase, a debit card will be returned. However, if you use a credit card and you do not have enough credit, the purchase will likely go through and you'll simply be charged an over the limit fee. So, a debit card is like having money in the bank that you can only use if you can cover it.

In addition, with a bank debit, you do not pay interest but with a traditional card you do. That is, with a traditional card you pay for the convenience of using the card. You pay interest on your purchase and you pay a lot of it. With a debit, there is no interest charged or add-on costs. The charges you pay are very minimal indeed. For instance, you may have to pay an annual fee for maintaining the card if your bank has this policy. Also, if you deposit from other branches, there might be a small fee for inter-branch transactions however the fees are quite limited. With a debit, you can keep track of your expenses better since you do not have to compute interest payments for purchases. Finally, with a debit, you will not increase your debt load when you make a purchase.

As you can see, there are many advantages of having a bank debt instead of a traditional card. Plus, if you buy impulsively, a debit card can help you stay on track and will force you to only purchase what you need.

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Source by Jacqueline Harris

Cloud Mining Contracts – Are They a Good Investment?

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As readers of my blog know, I will only promote products and / or services that I myself use or invest in. I wanted to provide an update to the cloud mining contracts that I recently purchased. Cloud mining works differently than traditional mining in that you do not purchase any hardware to do the mining for you. This means you do not incur large electricity costs associated with owning your own machine. It is all done by others and you are simply buying into a pool. When I started them on May 23rd I was not really too sure what to expect.

Since two weeks have passed I figured I have a good amount of data and info to provide a solid report. The first contract I started was with Hashing24. They only offer Bitcoin mining. The way it works with them is you buy whatever hashing power you want (for more on that see my post "mining"). They have plans that are as low as 100 GH / s and cost as little as $ 18. Because they offer indefinite contracts, you pay a small daily maintenance fee of $ .033 per 100 GH / s.

The upside to Hashing24's model is that once you pay your upfront amount you can theoretically collect daily payments forever. In that manner it is similar to buying an immediate annuity.

In the interest of full disclosure I purchased 4500 GH / s ($ 800). After the daily fees are subtracted and, depending on the value of Bitcoin, I make around $ 7 per day. If we extrapolate that out it would be about $ 210 per month with a break even point of just over four months. That's not too bad an investment because everything after month four would be pure profit. One thing to also keep in mind is that the mining difficulty will increase in the future which will eat into your profits.

On May 25th I decided I wanted to start a contract to mine Ethereum. The Ethereum blockchain technology is being embroced by all the major crypto companies and I actually believe that it will one day pass the value of Bitcoin. It currently about half its size with a market cap of $ 20,505,000,000 compared to Bitcoin's $ 41,888,000,000.

I purchased my Ethereum cloud mining contracts through Hashflare.io. At first I purchased 35MH / s and later to decided to add another 15MH / s. The contracts are for one year. Hashflare also allows you to change the percentage of hash power you want in each pool. If you see one pool performing better, you can put a higher percentage into that one.

The cost for 50MH / s was $ 1,090, but I got more bang for my buck because I paid in Bitcoins and the value of my Bitcoin purchase appreciated. This meant that my Bitcoins went further and, in reality, effectively cost me around $ 900. Let's go conservative and take the higher amount of $ 1,090.

The calculator on their site precedes that at the current price of Ethereum ($ 223) I would make $ 2,358 off my $ 1,090 investment. That kind of return makes it worth the risk to me.

Again, because I am a long term investor in both Bitcoin and Ethereum, I view this as a solid opportunity to diversify your portfolio and at the same time attempt to make some passive income. Keep in mind that cryptocurrency are extremely volatile and that can wildly affect your potential profit. Do your homework first. If you are a long term investor in cryptocurrency, this appears to be a worthy play.

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Source by David Astman

How to Get $10 of Free Bitcoin, Easy and Simple

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By now, you’ve probably heard about Bitcoin – there are stories of people making thousands of dollars overnight with this and other Crypto-currencies.

Like any new speculative investment, there is an element of risk. This is why getting started with a free $10 of Bitcoin is a good way to try it out, and start learning how it all works. I’m still new to all this myself and stumbled across this process during my research. It helped me, so I thought I should share it with you.

The first things to know about buying Bitcoin are that there are several main ways to purchase it, and it’s not that complicated to do so.

The main two ways to purchase Bitcoin are through a broker, or through an exchange. Check out the Coinbase exchange – they’re one of the biggest exchanges, have a clean and easy to understand interface, are accessible by apps on various mobile and computer platforms, and offer you US$10 of free Bitcoin to get started. There are other exchanges that I have tried, and that work well – BTCMarkets, and Coinspot, to name a couple which are both good – but only Coinbase has the $10 startup bonus.

Additional benefits of Coinbase are that it operates locally in multiple currencies – if you are in Australia, for example, all of your data will display in Australian Dollars, so you don’t need to keep on your toes with exchange rates and the like.

Also worth mentioning is that Bitcoin is not the only cryptocurrency that Coinbase deals with – you can also buy Etherium (ETH), Bitcoin Cash (BCH), or LiteCoin (LTC) – whatever currency you decide to use, you can still get $10 of free Bitcoin.

Without delaying any further, here it is – how you get your free $10 of Bitcoin:

1) Sign up to Coinbase (the link at the bottom of this article will make you eligible for the $10 bonus)

2) Complete the account setup process, including verifying your email address, phone number, and uploading proof of your ID (driver’s license, passport, or other photo ID – this can be done by taking a photo with your phone)

3) Enter your credit card details, and verify the card by viewing the transactions Coinbase will add to your internet banking statement (this is instant, and you don’t get charged)

4) Make an order for US$100 worth of Bitcoin, Etherium – whatever – on your now-activated account. If your local currency isn’t USD, you will have to ensure you order the equivalent amount to US$100

*** IMPORTANT TO NOTE: All Bitcoin purchases incur a fee, and Coinbase is no different. At most, the fee for your initial $100 purchase should be about $4 ***

5) That’s it! After a couple of days, the US$10 worth of Bitcoin will appear in your Coinbase account – even when you subtract the purchase fee, you still end up ahead.

So, if you’re curious about Bitcoin, want to dip your toe in without the risk, and want to get some free money(!) during the process, give this a try. The bonus Bitcoin will more than cover your fees for that first deposit, and can help you learn what it’s all about.

Sound good?

Some final notes:

• This process will only work if you are a new customer of Coinbase. If you already have an account, you will not get the free credit

• You can only get the free $10 if you sign up using the link below.

• The above offer is time-limited – after creating your account using the link, you have 180 days in which to make the purchase of US$100 worth of Bitcoin, Litecoin, or Etherium, and still get the $10 credit.

I hope you have a prosperous and fortunate future with Bitcoin, and take advantage of the free $10. Free money doesn’t come around every day, and with the rates at which Bitcoin has grown recently, $10 could multiply quite quickly! My plan is to just sit on the $110 dollars for a while, see what happens, and get a feel for Bitcoin’s ups and downs. Let’s see how we go.

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Source by Zach Charge

2018 Is the Year of the Masternodes Cryptocurrencies

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Digital currencies such as Bitcoin and Ethereum are in the news headlines everyday. The properties that make these cryptocurrencies unique is their abilities to act as a store of value, and lightning quick transfer speeds, or at least with the introduction of the lightning network for Bitcoin, and Ethereum‘ Casper switch to pos and its smart contract capabilities allow cryptocurrencies to be more than just money. Now Masternodes coins are all the rage due to the added incentive it gives to owning a percentage of a certain currency.

If you could imagine your good old blue faced hundred dollar bill being on steroids then you would be close to imagining a masternodes coin. In the world of cryptocurrencies, proof of stake is the method of confirming transactional hash that maintains the consensus and keeps all the notes on the same page, so that there cannot be double spending of any certain transactions and all is well with the network consensus. Staking your coins is a way of utilizing the amount of currency you own and syncing your digital wallet with the network to help maintain it, and in return you receive an incentive for helping validate the transactions. To run a masternodes, one must have a set number of coins running on a network and follow the Masternodes setup instructions for whichever currency you are planning on investing in. The added incentive is amazingly more than just staking your coins, in some cases, upwards of 1500 percent annually. It is these astronomical return on investments that is really bringing a ton of attention and investment into the Masternodes market.

One crypto planning on releasing a Masternodes coin early 2019 is the Tattoo Allince Token, to be a side chain on the Egem blockchain,whichs on disrupting the tattoo industry by creating a tokenized rewards system for both people wanting to buy tattoos and the artists who look forward to applying the artwork in return for the token. I believe this will be an amazing and refreshing idea and a great way to add long term benefits for tattoo artists who up till now have no 401k or incentive program in place. I am optimistic about this crypto since it strives to achieve great rewards and add value to a cash heavy industry. I believe that alongside the Masternodes capabilities, it will also have staking and a smart contract protocol as well as offering decentralized autonomous governance and a memberships rewards program. Look for more on TAT Masternodes token, coming early next year.

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Makler Heidelberg

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Source by Christopher Cunningham

Getting Started With Crypto

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Investing in the Crypto Currency market space can be a little daunting for the traditional investor, as investing directly in Crypto Currency (CC) requires the use of new tools and adopting some new concepts. So if you do decide to dip your toes in this market, you will want to have a very good idea of what to do and what to expect.

Buying and selling CC’s requires you to choose an Exchange that deals in the products you want to buy and sell, be they Bitcoin, Litecoin, or any of the over 1300 other tokens in play. In previous editions we have briefly described the products and services available at a few exchanges, to give you an idea of the different offerings. There are many Exchanges to choose from and they all do things in their own way. Look for the things that matter to you, for example:

– Deposit policies, methods, and costs of each method

– Withdrawal policies and costs

– Which fiat currencies they deal in for deposits and withdrawals

– Products they deal in, such as crypto coins, gold, silver etc

– Costs for transactions

– where is this Exchange based? (USA / UK / South Korea / Japan…)

Be prepared for the Exchange setup procedure to be detailed and lengthy, as the Exchanges generally want to know a lot about you. It is akin to setting up a new bank account, as the Exchanges are brokers of valuables, and they want to be sure that you are who you say you are, and that you are a trustworthy person to deal with. It seems that „trust‘ is earned over time, as the Exchanges typically allow only small investment amounts to begin with.

Your Exchange will keep your CC’s in storage for you. Many offer „cold storage“ which simply means that your coins are kept „offline“ until you indicate that you want to do something with them. There are quite a few news stories of Exchanges being hacked, and many coins stolen. Think about your coins being in something like a bank account at the Exchange, but remember that your coins are digital only, and that all blockchain transactions are irreversible. Unlike your bank, these Exchanges do not have deposit insurance, so be aware that hackers are always out there trying everything they can to get at your Crypto Coins and steal them. Exchanges generally offer Password protected accounts, and many offer 2-factor authorization schemes – something to seriously consider in order to protect your account from hackers.

Given that hackers love to prey on Exchanges and your account, we always recommend that you use a digital wallet for your coins. It is relatively easy to move coins between your Exchange account and your wallet. Be sure to choose a wallet that handles all the coins you want to be buying and selling. Your wallet is also the device you use to „spend“ your coins with the merchants who accept CC’s for payment. The two types of wallets are „hot“ and „cold“. Hot wallets are very easy to use but they leave your coins exposed to the internet, but only on your computer, not the Exchange server. Cold wallets use offline storage mediums, such as specialized hardware memory sticks and simple hard copy printouts. Using a cold wallet makes transactions more complicated, but they are the safest.

Your wallet contains the „private“ key that authorizes all the transactions you want to initiate. You also have a „public“ key that is shared on the network so that all users can identify your account when involved in a transaction with you. When hackers get your private key, they can move your coins anywhere they want, and it is irreversible.

Despite all the challenges and wild volatility, we are confident that the underlying blockchain technology is a game changer, and will revolutionize how transactions are conducted going forward.

Immobilienmakler Heidelberg

Makler Heidelberg

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Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
Schnell, zuverlässig und kompetent


Source by Martin Straith

Add Style and Flair To Your Wallet With a Custom Bank Card

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Custom payment cards are an ideal way to personalize your purse or wallet just a little bit more! These credit cards and debit cards allow you to add a little flair and style as you spend your hard-earned money. The benefits of a custom bank cards are endless and they are so affordable that there is no reason not to request one from your bank today.

In most situations, custom credit and debit cards cost little or no more than those traditional, borrowing credit and debit cards. All you have to do is submit a digital or hard copy of a personal photo of your family, pet, favorite vacation spot or something else to your bank when you order your custom bank card. The bank will then load or scan the photo into the payment card machine and your image will quickly become an easy way to spend and manage your money.

Some banks offer a "selection" of images to put on your credit or debit cards but that is a sorry excuse for a true custom bank card . Banks that use these personalized card vendors are able to provide an expansive choice of stock images and even logos and school mascots for you to use in addition to the option to use your own image.

If funky flair is not your style, still choose one of these personalized cards as a way to protect your identity and safety. Simply choose a headshot of yourself to load onto the top corner of your payment card as a way for retail locations to verify that no one else uses your card. Safer than a signature, submitting the photo yourself ensures that you can select a flattering, accurate picture while protecting your identity all at the same time.

A custom bank card is the solutions to many banking problems from identity safety to boring, traditional cards. Inquire at your bank today and make your credit or debit card the most popular item in your purse or wallet.

Immobilienmakler Heidelberg

Makler Heidelberg

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Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
Schnell, zuverlässig und kompetent


Source by Olivia Benson

Cryptocurrencies: Real Money or a Fad?

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2017 is the year of cryptocurrencies. Bitcoin jumped from a few thousand dollars‘ worth and broke records by crossing the $20,000 mark. Ethereum’s Ether is higher than ever. New currencies are popping up every day and people are buying them in a frenzy.

So, are these codes of programming real money or a fad that will die in time? Let’s review:

SAVING MONEY

Have you ever sent money to someone through banking channels? Different banks have different protocols, but all have one thing in common: They charge you for it. Yes, you might say that your bank gives you a few fee transactions a month, but it puts other restrictions where you are forced to pay for those particular services.

With digital currencies such as Bitcoin and Ethereum, you still have to pay to transfer money over to someone, but the transaction „charges“ you give to miners are much lower than what traditional banks offer you.

SAVING TIME

Sending cryptocurrency to someone living in any part of the world is as easy as writing an email. All you have to do is to ask for the receiver’s address, log in your wallet and send the desired amount. You can then go around doing whatever you do in your daily life and the money will be transferred.

UNIVERSAL CURRENCY

OK, so the title is misleading a bit. There are tons of cryptocurrency out there, so you and the receiver may not have the same currency wallet. If the receiver is flexible (and you have the convincing power), he or she can set up an electronic wallet for your currency in no time.

The most widely accepted currency is Bitcoin and if you have it, you will not face any problem of different currency acceptance.

INVESTMENT

With financial crises everywhere and the inflation rate rising rapidly, you will one day find that all those dollars you saved don’t have much buying power in a decade or so. The wise thing is to invest them in something that will not depreciate over time. Enter Cryptocurrencies! Mostly because of the way these currencies are programmed, they will be very limited in circulation, unlike paper based currency where you can just print off more.

A simple case of supply and demand will always ensure that cryptocurrencies will have an ever increasing value.

So, there you have it: Cryptocurrencies are not a fad in my opinion. All you have to do is know which one to buy.

Immobilienmakler Heidelberg

Makler Heidelberg

Immobilienmakler Heidelberg
Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
Schnell, zuverlässig und kompetent


Source by Saad Ullah Butt

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