Iphone 4G Vs Nexus One

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The smart phone market has been exploding in the past year or so. Every cell phone carrier has worked to produce and market the greatest and best phone with the features that can compare and beat every other carrier in the market. Apple’s iPhone has been one of the leaders in the market but competition is hot while new phones are being released every month. One of the iPhone’s direct competitors is the Nexus One. Let’s see how their features compare to see which one of these is overall a  better phone.

The Nexus One is a smart phone much like the iPhone but is a Google product. The hardware of it seems superior to the iPhone but at the same time how often do the users care about the internal specifications as long as it performs what it needs to do? The truth is not too often. People want to see results and they want sleek, shiny, and workable. The Nexus One has a lot to live up to if it plans to rival the 4G and honestly, I don’t think it’s possible.

Let’s start with the screen resolution. Everyone knows that bigger is better because it fits more. The Nexus One boasts a screen resolution of 800×480 while the new iPhone is going to be 960×640, a decent increase.

The processor of the new iPhone is yet another notable point. Many sources say that the A4 system processor will be implemented into the iPhone. For those who are unfamiliar, the iPad also has the same processor type and family. On the contrary, the Nexus One has a 1ghz qualcom QSD snapdragon.

The cost of ownership between the two is where the Nexus One comes out ahead. AT&T has been frequently criticized for the data plan that is required with the iPhone. It is estimated that an iPhone will cost roughly $3,167 during its lifetime while the Nexus One is several hundred dollars cheaper at $2,707.

The Nexus One also has a superior battery life because it is a 3.7V 1400mAh while the iPhone has been previously a 1219mAh leaving a difference of about 2 hours in battery life more with the Nexus. The 4G has been claimed to fix this problem though but most of it is purely speculation. It has been one of the greatest flaws in the iPhone series though.

One of the greatest flaws of the Nexus is for repair. They do not have their own parts supply chain so if something does happen to break HTC has to repair it after you mail it in which can be quite costly while Apple stores can remedy iPhone problems directly on the spot when you walk into one. This is a big difference for people who want instant gratification.

For now though only time can tell anything. Apple likes to keep things under wraps and every specification that has been released is speculation by the analysts who have been anxiously waiting to see just what the new iPhone is going to bring to the market. It has some tough competition though.

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Top 5 Places to Buy Gold and Silver Online

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When buying gold and silver as a hedge against inflation, it’s important to know the top gold and silver dealers online. In order to avoid getting ripped off, take my advice on these gold and silver dealers because I have dealt with most of them.

It is extremely important to note that when buying gold and silver as an investment, you only buy for the metal content. You do not want to purchase numismatic or rare coins because many of them carry a high premium over the spot price.

Since you are an investor of gold and silver, you will want to get as much metal as possible for the lowest price. A good thing to remember is to only buy bullion or gold and silver bullion coins.

Many coin dealers will try to sell you the rare and graded coins because they make huge premiums over the spot price. To avoid getting ripped off like I have been, buy only bullion coins and bars.

Now let’s talk about the top places to buy gold and silver online.

Monex

Monex has one of the nicest and user friendliest websites for gold and silver. They have very descriptive videos of each metal you may be investing in. Monex really goes out of their way to be informational about the products you are buying. Monex has a good selection of metals to pick from, but their inventory of bullion is a little lacking. Monex does give a list price of each item they sell.

The prices at Monex are a little higher than other places, but they score a 10 on their website design. Overall, Monex is worth the time to check out, at least if it’s only to take a look at the videos. You will learn a lot from the website alone, and you might just decide to go with Monex as your gold and silver dealer online.

eBay

eBay.com is a great place to buy your precious metals from. eBay has a huge marketplace for not only gold and silver, but practically anything you want to buy. The best thing about buying gold and silver coins on eBay is the gigantic selection.

You can find cheap deals if you shop around, and sometimes you can get silver coins for under spot price on eBay. I do use eBay to buy gold and silver, but for the most part their prices are a little more than I like to pay, unless you find a rare deal. Many times you can get free shipping on gold and silver coins if you choose the right seller.

Overall, eBay rates as a safe and viable choice to buy your gold and silver coins and bullion.

Bullion Direct

I have heard some good feedback about Bullion Direct, but I have never bought from them personally. Bullion direct has a descent inventory of metals, but their website is not as user friendly as Apmex or Monex.

You can direct your money into a Bullion Direct self directed IRA, but their prices on coins like the American Silver Eagle don’t hold up against the Apmex prices. If you have an IRA with an approved IRA custodian, you can invest your tax-deferred funds into gold and silver coins and bullion.

You will actually hold the physical metals, but they will be either stored in Bullion Direct’s vault or a company of their choosing to store your metals. An IRA through Bullion Direct is not a bad idea. It’s not a bad idea to buy physical metals from Bullion Direct, but there are other alternatives that might be more beneficial to your wallet.

Goldline

Goldline has a nice website and some good inventory to choose from. Goldline’s shipping and customer service ranks high in my opinion so it’s a good place to start. Goldline, like Bullion Direct, offers a precious metals IRA.

The only problem I see is that they do not quote the prices on their website. Unlike Apmex or Bullion direct, their prices are hidden and it says „call to order“. Glenn Beck from Fox News is a Goldline proponent and he advertises for them on his commercials sometimes. I like the fact that a familiar face is promoting the business because it makes me feel good about buying from them.

I seem to have gotten a good deal when buying from Goldline, but I’m just not crazy about the hidden price. Overall, I think Goldline is a stand up company and a good place to do business. You may want to call and get some price quotes before you commit to buying though.

Apmex

Apmex.com is by far my favorite place to purchase gold coins, silver coins, silver bullion, gold bullion, American gold eagles, and American Silver Eagles. Apmex has a large inventory of gold, silver, platinum, palladium, rare currencies, and precious metals IRA’s.

Apmex has great prices, the cheapest I have found, and they ship within a week usually. Apmex is constantly having sales and marked down items. Apmex also has great packaging of your product. They go over and above to make sure your items. Don’t get banged around.

Overall, Apmex has great price, super shipping, great discounts, and good customer service. I give Apmex.com an A+++.

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Steamhouse International Mauritius Ltd

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Incorporated in 1996 Steam House Ltd is and engineering company operating mainly in the textile and hotel sector.
It offers a wide range of services in the following fields;

  • Mechanical and plumbing
  • Electrical and Electronics
  • Waste water treatment treatment plant

OUR MISSION

To provide the best available engineering solutions to the textile and hotel industries and to extend our activities in
the African region.

OUR SERVICES

Mechanical and plumbing

Supply and installation of the following equipments;

  • Boilers
  • -Compressors
  • -Pressing tables
  • -Toppers
  • -Washing machines
  • -Dryers
  • -Extractors

The range of products offered from I.VAR.INDUSTRY Srl goes from heating boilers from 23 up to 12000 kw, up to the superheated water boilers from 100 up to 12.000 kw of capacity; then steam boilers of different pressure from 50 up t 20.000 kg/h, and diathermic oil heaters , with capacity up to 12000 kw, and again wood fired boilers from 29 up to 65kw of capacity, and also stainless steel boilers.

Hot water boilers

  1. SuperRAC
  2. Trispace
  3. Ecocond
  4. Galaxia
  5. Inoxra
  6. Trinox

Steam boilers

  1. BHP – ECO
  2. BHP
  3. BLP
  4. SB/V
  5. VR

Diathermic oil heater

  1. ODE/C
  2. ODE/V
  3. OV

OUR ORGANISATION

Engineering department

  • -Technical Manager: 1
  • -Technicians : 2
  • -Site supervisor : 1
  • -Workers : 6
  • Office department
  • -Accountant : 1
  • -Administrative : 3
  • -Store & procurement :2

OUR STRENGTHS

  • -We provide full time technical support to all out customers.
  • -Our resources enable us to provide rapid and effective service to our clients.
  • -We provide spare parts and technical supports during week ends and public holidays.

HOW WE CAN HELP YOU

  • -We can provide you with a ‚one stop shop‘ service for mechanical and electrical solutions.
  • -We can assist you all through setting up of your establishment and we go further with a continuous maintenance
    program assuring you the best service at all times.

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Is it Possible to Make Money Playing Xbox 360 Video Games at Home?

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It is possible to earn money with the Xbox 360 console. You can make money from your home using your console. Many gamers are already earning a lot of money from their home. You can do it too.

There are already millions of Xbox gamers worldwide. Millions of gaming consoles are being sold every year and many more millions of gaming discs are sold at various outlets worldwide. It’s an an easy of getting some serious money from the comfort of your home. It’s very easy and every ordinary person can do it. There is no selling required so an average person will not have a problem using the method.

There is no selling involved. Many people would ask you to go to eBay and start selling some Microsoft games to earn profits. Let me tell you that there are already hundreds of sellers at eBay offering very cheap stuff imported directly from Asia. Selling things at eBay is very difficult now. What you need is a different method you can use. It should not be saturated and there should be enough room for more people to benefit from that method.

The market catering to the Xbox 360 gamers is huge. There are many opportunities to make money with your Xbox 360 console. Even as there are many people already taking advantage of this method, there is still enough room for more persons to use this to create a consistent income.

Some ideas are On Here about how you can make some serious money with the Xbox 360 gaming console:

1. You can test the games but you need to know how to do that and where to get the game testing assignments.
2. You can also do game previews but you can not do well if you do not know the proper methods and are not aware of all the steps required to successfully do the game previews.
3. You can write guides for various games. There are a lot of other ideas.

The amount you can possibly earn is huge. Check out the guide below to find out the exact step by step details using which you can make thousands of dollars every month with your Xbox 360 console.

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ERP Navision – Microsoft Dynamics NAV ERP Software Review

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In 2000 Navision software merged with Damgaard to form Navision Damgaard A/S which was later named as Navision A/S, this company was taken over by Microsoft and released ERP solution branded as Microsoft Dynamics NAV in 2005. Apart from Dynamics NAV, Microsoft has three other ERP solutions GP, SL and AX and a CRM solution. Microsoft took up an ambitious project to unify all the four ERP solutions to give one compact single solution which has been called off recently due to disappointing results, now Microsoft is supporting and enhancing all the four solutions.

Microsoft Dynamics NAV ERP is more suitable to distribution and wholesale industry which needs industry specific solutions for efficient working. For distribution industry it comes loaded with latest features like item tracking and automated data capture system. It is also suitable for companies in cross-border business with facilities to handle multi-currency transactions, multi-language support and features in financial management for consolidation of data of different divisions and subsidiaries.

Business analytics for Navision ERP supports online analytical processing services with interactive graphical representation of key performance indicators and trends and patterns of the market. Navision ERP software’s system management application provides facility to design forms, customize access to menus and other functionalities according to the roles and responsibility, it also allows the administrator to specify rights to access for subsidiaries and employees for smooth functioning and data security. Even internet access can be monitored by the administrator.

It uses SQL server as a database but can also work with a native database server called as classic, however SQL is more capable in handling large data and comes with advanced facilities for writing procedures. ERP Navision comes with a solution set which is for enhancing its capabilities and applications can be written in Pascal like language, this makes Navision ERP easily customizable software. There is no need for separate procedures for handling the database, the application itself can handle the interface and the database which reduces the time in customization compared to other ERP solutions.

Apart from distribution and wholesale this ERP product of Microsoft family has features for Financial management, Human capital management, supply chain management, supply chain analytics, customer relationship management, E-commerce, manufacturing and flexible reporting and analysis tools. These features make it a complete ERP solution and suitable one for mid sized companies. Navision ERP comes with more economical licensing offers as compared to other ERP software’s with similar features and facilities. Its scalability has been appreciated by its users too and can grow according to the growing needs of the organization, upgrades are well supported by Microsoft.

Like other Microsoft ERP solutions Navision too is tightly integrated with other Microsoft products like MS-office and Excel which makes it easier to use. As well as Navision ERP integrates easily with other non-Microsoft products and popular software which are commonly used by the companies for specific solutions. Microsoft provides vertical solutions to many industries by means of its other products, easy and smooth connectivity of Navision ERP with such products now and in future also makes it more useful ERP than others.

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Mutual Fund Nav’s

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Net asset value (NAV) represents a fund’s per share market value. This is the price at which investors buy („bid price“) fund shares from a fund company and sell them („redemption price“) to a fund company. It is derived by dividing the total value of all the cash and securities in a fund’s portfolio, less any liabilities, by the number of shares outstanding. An NAV computation is undertaken once at the end of each trading day based on the closing market prices of the portfolio’s securities.For example, if a fund has assets of INR 50 million and liabilities of INR 10 million, it would have a NAV of INR 40 million. The NAV is the important in terms of share trading this number is important to investors, because it is from NAV that the price per unit of a fund is calculated. By dividing the NAV of a fund by the number of outstanding units, you are left with the price per unit. If the fund has 4 million shares outstanding, the price-per-share value would be INR 40 million divided by 4 million, which equals INR 10. Because mutual funds distribute virtually all their income and realized capital gains to fund shareholders, a mutual fund’s NAV is relatively unimportant in gauging a fund’s performance, which is best judged by its total return.NAVs are helpful in keeping an eye on your mutual fund’s price movement, but NAVs are not the best way to keep track of performance. The reason for this is mutual fund distributions. Mutual funds are forced by law to distribute at least 90% of its‘ realized capital gains and dividend income each year. When a fund pays out this distribution, the NAV drops by the amount paid. This is important because an investor may become frightened when they see their fund’s NAV drop by INR 3 even though they haven’t lost any money (the INR 3 was paid out to the shareholder).The most important thing to keep in mind is that Mutual Fund NAVs change daily and are not a good indicator on how your portfolio is doing because things like distributions mess with the NAV (it also makes mutual funds hard to track)

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IRS Payment Plans – How They Work

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If you owe debt to the IRS and can not pay in full a payment plan or IRS installment agreement may be negotiated. While this may be a good option for you to avoid wage garnishment, tax levies, etc., generally the faster you pay off the debt the less fees and penalties you will be subjected to. Interest on these plans is usually 8% to 10% per year. If you owe $ 25,000 or less, you should be able to get an installment plan for 60 months, no questions asked. If you owe more than $ 25,000, you will have to negotiate with the IRS to get an installment plan.

Negotiating an Installment Agreement With the IRS

If you do Owe more than $ 25,000 the negotiating will begin with an IRS collector analyzing your Collection Information Statement on Form 433-A. This form will be used to determine the amount you are eligible to pay. When you fill out the form you should never agree to pay more than you can afford just to get your plan approved. When negotiating, you should offer to pay the amount of your income minus your necessary living expenses. If the IRS approves an installment agreement, it may take several months to notify you, but it is a good idea to send a first payment (and 2nd and 3rd and so on) until the IRS notifies you of its decision. If your offer was refused, the payments will still go to your unsettled tax debt.

If the IRS did refuse your offer, it is probably because they do not consider all of your living expenses necessary. Not that you should give up everything, but try and be a little flexible here. Also, if the information you provided on form 433-A was inaccurate or you failed on a different installment agreement you may also be refused your payment plan. If your first offer was rejected, for whatever reason, you may continue to negotiate. The amount you offer is up to you, but be realistic. If you get the installment plan approved there are a few things that can have it revoked such as:

  • You fail to file your tax returns
  • You miss a payment (if you do miss a payment you should notify the IRS ASAP)
  • It is discovered that your installment agreement was filed under false pretenses

IRS Fees Associated With IRS Agreement Plans

The user fee for new installment agreements is $ 105 and $ 52 for agreements where payments are deducted directly from your bank account. Taxpayers with income at or below established levels, can apply for a reduced fee of $ 43. Information about requesting the reduced user fee will be included in installment agreement acceptance letter sent to individuals.

There is also a user fee of $ 45 for reinstating defaulted agreements or restructuring existing agreements. If you already have an approved installment agreement from a previous tax debt and your financial situation has changed, we may be able to modify or restructure your installment agreement to include additional amounts owed into one agreement.

Professional Help With IRS Payment Plans

If you do not feel comfortable negotiating a debt payment plan with the IRS or are not ’sure if it is the best option for you you should contact a tax lawyer who has experience dealing with IRS. A lawyer with this experience can be helpful in the regard of knowing exactly what steps you should take because of your individual situation. They may be able to help you avoid a great deal of hassle and may help avoid additional fines and interest, or even such penalties that you may not be obligated to serve in the first place.

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The Future of Financial Services

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The ease of making financial transactions and financial services in general, had first been revolutionised when telegraph companies introduced wire transfers. But with the coming of new age financial services like Bitcoin and Ripple, it is the time we address the question of what the future holds for the financial services of the world.

Traditional Wire Transfers

Let us begin by first taking a look at how things have been going on for these past 150 years since wire transfers were first introduced. Transferring funds using a wire transfer method via a bank is not a single step process but a multi-step process. It is like this:

  • The sender approaches his or her bank and orders the transfer of funds to an account. Unique codes like BIC and IBAN codes are provided to the bank by the sender so that the bank knows exactly where the funds need to be transferred.
  • The sender’s bank contacts the receiver’s bank by sending a message through a security system, such as Fedwire or SWIFT, signalling it that a transfer needs to be made. The receiver’s bank receives this message, which includes settlement instructions as well, and then asks the sender’s bank to transfer the amount specified in the message.
  • The sender’s bank now transfers the amount. This is not done in one go but bit by bit, so it can take anywhere from a few hours to a couple of days for the entire sum to be transferred.
  • To make the transfer, the two banks must have a reciprocal account with one another. If that is not the case, the transfer is made through a correspondent bank that holds such an account.

As one can see, this form of transfer relies overly on a mediator, takes more time than it should, and can prove to be costly as the banks charge some fee for their service. Distributed currencies like Bitcoin provide a viable alternative to this process.

Decentralized Currencies

What sets services like Bitcoin apart from traditional services is that they do not rely on a central mediator but rather operate using cryptographic protocols. The process is therefore faster, simpler, and much more efficient. The system is quite transparent to both end users as well while traditional systems are susceptible to fraud due to the complex process involved.

However, there is a downside to this too. With services like Bitcoin, it is simple to trace a transaction back to each unit value’s creation.

Solution? A Common Ground

More and more people are opting for services like Bitcoin and peer-to-peer mobile transfers, where a network operator could help users transfer funds by simply sending an SMS. Although these are indeed more efficient, they are a long way from global acceptance because there are many who still do not have bank accounts, plus there is the issue of limited user identification in such services.

What would be ideal for everyone is if banks could tap into the potential of decentralized currencies and overlap the source code of services like Ripple on their existing system to form a hybrid of the two. It would kill two birds with one stone as:

  1. Decentralized currency systems provide more efficient transfers
  2. Bank systems ensure only registered users access the service, taking away the possibility of foul play.

Conclusion

The world has come a long way since the last time an indigenous financial service system was introduced. There is definitely a crying need to improve this traditional service and decentralized currencies like Bitcoin have shown them the way.

Although these are two different services and proper cyber security measures with their own shortcomings, if they were to be applied together, they could fit each other’s gaps perfectly, making for a system that revolutionizes the financial service system again.

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Can You Really Make Money With Solar Power?

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What’s the real truth behind all those ads?

Just searching around online for information about solar power, solar energy, and installing solar panels on your own home, you’ve probably run across many claims which say you can earn money from solar power. So is it true? Yes … sort of.

You see, it’s not nearly as cut and dry as many advertisements would lead you to believe. There is a process involved, and for most people it requires extensive investments before you can actually start „making money“ from the solar power you’re generating.

It’s becoming a well known fact that installing solar panels on your home can drastically reduce your electricity bills. In fact, if you install enough of them, you can eliminate your monthly electric bill entirely. And if you happen to generate extra electricity … and you live in the appropriate place … you might be able to get „paid“ for the solar power you generate.

The catch though, is that you have to be generating more power from your solar panels than you actually use.

Most residential solar installations only provide part of the total household electric usage, because installing a large enough solar panel system to cover the entire load can cost upwards of $ 10,000. And even though building your own solar panels is much less expensive at an average of about $ 200 per panel, many standard size households in the United States need 10-20 panels just to get close to covering their own electricity usages each month.

Here’s how the reality tends to work for most American families:

1. They install a small, starter solar panel system that’s relatively inexpensive. This system helps them reduce their overall monthly electric bill, but in most cases the starter system only provides enough electricity to reduce the bills by 30% -50%.

Larger reductions can be obtained easily of course, simply by installing a larger solar panel system right from the start. Not everyone can afford that large initial investment though, so they go with a starter system instead.

2. Over time the family may add to their home solar panel array. As you add solar panels, you continue taking more of the load off of public electricity needs. This of course continues lowering your electricity bills.

3. If the family continues investing in additional solar panels over time, they will eventually reach the point where they are providing 100% of their own home’s electricity needs. This is when the public electric bill is hopefully at $ 0.00 per month year round.

That point the At, the if the family wants to start „earning money“ from hwy solar power ’s installation, they ‚re will need to Reduce hwy power ’s own consumption, install more solar panels, or both. The only way they can earn money directly from this investment is to generate extra electrical power which can be sold back to the public electric company.

Not all electric companies will actually „buy back“ the power you generate either. In fact, most of them simply give you energy credits which can be applied to your existing utility bill. In most cases if you have no electric bill to pay though, those credits can be cashed in a few times each year, for a partial part of their value.

So before you decide to install solar panels as a way to make money, evaluate your true situation first. Figure out how much electricity your family uses on average, and use that figure to know how many solar panels you’ll need to buy. Calculate that cost first and if you’re still determined to try and make money from this venture, research your local laws. Also be sure to talk to your local power company so you’ll know their policies and restrictions before you invest more money than you need to.

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How to Buy Gold Anonymously

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In times of crisis many people turn to gold. The metal is proven to retain its value over the years, and for this reason it is makes a great reserve, something secure to fall back on when all else fails. For the same reason many people also like to purchase gold anonymously. Surely it is better, if government laws change or if you are sued, that nobody knows where your gold is?

Buying gold through BullionVault (or similar)

It is certainly possible to buy gold bullion online quite easily or even to have it delivered to your house. The trouble is, you will have to hand over your personal details to the vendor, such as a passport or certified copy. Any authority interested in your assets will then without difficulty find out that the gold is yours, because the vendor is obliged to tell them.

Buying gold anonymously

Instead this article focuses on how to buy gold anonymously. The first step is to open an offshore bank account, which can be done in a matter of minutes. You will have to show identification, such as a passport or proof of address – but this will never be revealed to anybody, it remains secret between you and your offshore banker.

The next step is to purchase the gold. Since you already have an offshore account, you can buy your gold in the name of the offshore banking house. There are two advantages here:

1) The gold purchase is completely private. Nobody except you and the banker needs to know that you purchased this Gold.

2) Since you are buying the gold through the banker who is already an established client of multiple gold vendors, you can buy and sell your gold at a better rate. The banking house makes no profit on the purchase or sale of said gold.

Now what?

At this point you can have the gold physically delivered to you, although this will incur significant charges, or merely keep it in a secure AAA rated depository. The banker will not charge you anything extra for these services, but will merely pass on charges incurred by the vault.

Gold Diamond Elissian Buying in this way not only maintains your privacy – very important ’s for some, but can Also workTel out cheaper, DEPENDING on how much you buy gold Diamond Elissian. In addition you will always have your offshore account, so if you tire of gold, you are free to invest in something you judge more profitable – anonymously.

Immobilienmakler Heidelberg

Makler Heidelberg

Immobilienmakler Heidelberg

Makler Heidelberg

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Source by Patrick Winters